My builder missed the possession date, what can I do?

You have two options once the agreed possession date passes: stay in the project and demand monthly interest for every month of delay, or withdraw entirely and demand a full refund with interest and compensation. Both routes go through your state RERA authority. You do not have to prove the builder was at fault — a missed date alone is enough under s.18 Interest for staying in, or refund-plus-interest for withdrawing, is calculated from the date you paid until it's actually paid back or possession is handed over File your claim with the state RERA authority (for refund/interest) or the adjudicating officer (for further compensation) Keep your payment receipts, the Agreement for Sale, and any builder correspondence about the delay

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What If My Possession Is Delayed?

Short answer: You have two options once the agreed possession date passes: stay in the project and demand monthly interest for every month of delay, or withdraw entirely and demand a full refund with interest and compensation. Both routes go through your state RERA authority.

Law: RERA Act s.18 · Authority: MoHUA / State RERA authorities · Status: in force (effective 1 May 2016) · Checked 25 Sept 2026

What you need to know

You do not have to prove the builder was at fault — a missed date alone is enough under s.18
Interest for staying in, or refund-plus-interest for withdrawing, is calculated from the date you paid until it's actually paid back or possession is handed over
File your claim with the state RERA authority (for refund/interest) or the adjudicating officer (for further compensation)
Keep your payment receipts, the Agreement for Sale, and any builder correspondence about the delay

Who this applies to: buyers, NRIs

Official / primary source: maharera.maharashtra.gov.in (government source)

The law behind it

RERA Section 31 — Filing of Complaints

Anyone affected — a buyer, an association of buyers, or even a registered consumer group — can file a complaint against a promoter, allottee or agent directly with the RERA authority or its adjudicating officer, in the form and on the fee each state prescribes.

Section 31, Act No. 16 of 2016 · in force · source

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What If My Possession Is Delayed?

What you need to know

The law behind it

RERA Section 31 — Filing of Complaints

Work out your own numbers

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